Additional Insurance Policies

Comprehensive Coverage for Your Business

At Advanced Insurance, we understand that life is unpredictable. That's why we offer a variety of additional insurance policies to give you peace of mind. Whether you own a convenience store or a trucking company, our team is here to help you protect what matters most. We offer additional policies for the following industries:

• Convenience Store: Coverage includes property insurance for the store's building, equipment, and inventory, general liability for customer injuries or accidents on-site, and theft protection for merchandise or cash. It may also cover loss of income in case of business interruptions, like a fire or natural disaster.
• Hair Salon: Protects the salon's property (like furniture, equipment, and inventory) against damage or theft, and provides professional liability insurance for mistakes or accidents during services (like haircuts, coloring, etc.). It also covers customer injuries or accidents that occur while on the premises, such as slips or burns.
• Commercial Property: Covers physical assets such as buildings, equipment, inventory, and signage from damages caused by fire, vandalism, theft, or natural disasters. It may also include business interruption insurance, which helps cover lost income if the property becomes unusable.
• New Business Start-Up: Includes general liability insurance to protect against third-party claims (like injuries or property damage), property insurance for business assets, and workers' compensation for employee injuries. Additional coverage options can be added depending on the business type, such as product liability or professional liability.
• Long Haul Trucks: Provides protection for trucks and drivers engaged in long-distance transport. This includes coverage for vehicle damage, cargo loss, accidents, and liability in the event of accidents with other vehicles or property. It can also cover legal costs if the trucking company is sued following an accident.
• Short Haul Trucks: Similar to long haul truck insurance, but designed for local or regional deliveries. It provides coverage for vehicle accidents, cargo damage, liability, and any other risks associated with delivering goods within a shorter distance, often under different regulations than long-haul trucking.
• Hot Shot Trucks: Specifically tailored for small, time-sensitive deliveries. This insurance covers the vehicles, cargo, and liability associated with expedited transport services, including accidents, product damage, and legal claims due to delays or mishandling during quick deliveries.
• Amazon Deliveries: Covers delivery vehicles used by independent contractors or drivers for Amazon deliveries. This includes liability for accidents, coverage for cargo damage, and protection against third-party claims from accidents or injuries that occur while making deliveries.
• Alabama Sales Tax on Beer, Wine, or Tobacco Products Bond: Required for businesses selling alcoholic beverages or tobacco products in Alabama, ensuring compliance with state sales tax laws. The bond guarantees payment of sales tax to the state, covering potential tax liabilities, penalties, and interest in case the business fails to remit the collected taxes.

We provide access to hundreds of carriers, offering you the best rates and customized policies tailored to your unique needs. Our expert team efficiently handles claims, ensuring your operations run smoothly. Call one of our local mobile agents today for a quick quote and enjoy peace of mind with reliable business protection!